Progress
On track or target met
On track or target met

Desired direction: Increase

Sub-categories

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Download source data for disaggregations (.csv)

Headline data

Proportion of people aged 18-79 who have a checking account
Year Value Units
2021 99.2 %
2016 98.7 %

Geographical Area:

Unit of Measurement:

Footnote:

Methodological sheet of the indicator available for the Autonomous Community of the Basque Country.

Available indicator

Proportion of people aged 18-79 who have a checking account
Target

8.10 Strengthen the capacity of domestic financial institutions to encourage and expand access to banking, insurance and financial services for all
Goal

8- Promote sustained, inclusive and sustainable economic growth, full and productive employment and decent work for all
Definition

Proportion of people aged between18-79 years who personally or jointly have a checking account, passbook or other deposit that can be used to make payments by cards or checks compared to the total of people aged between 18-79 years
Theoretical formula \[PPCC_{18-79}^{t} = \frac{PCC_{18-79}^{t}}{P_{18-79}^{t}} \cdot 100\]

where:

$PCC_{18-79}^{t} =$ people aged between18-79 years who personally or jointly have a checking account, passbook or other deposit that can be used to make payments by cards or checks in year $t$

$P_{18-79}^{t} =$ population aged between 18-79 years in year $t$
Available disaggregations

Sex
Frequency

Five-yearly
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Indicator calculated using a methodology harmonised across the central statistical bodies of the autonomous communities
Data last updated 2025/05/08
Metadata last updated 2025/06/18

This section provides more information about the United Nations indicator or the European Union Sustainable Development Indicator, such as its rationale, international results, metadata, and other relevant statistics.

Rationale

Financial inclusion means that households have access to and can effectively use appropriate financial services that are provided responsibly and sustainably in a well-regulated environment. Studies show that when people participate in the financial system, they are better able to start and expand businesses, invest in education, manage risk and absorb financial shocks.

Measurement is key to understanding financial inclusion and identifying opportunities to remove barriers that may be preventing people from using financial services.

Source: United Nations Statistics Division
Comparability between the available indicator and the UN indicator

The available indicator does not comply with United Nations metadata but provides similar information.
International results

Proportion of adults (15 years and older) with an account at a financial institution or mobile-money-service provider, by sex (% of adults aged 15 years and older) FB_BNK_ACCSS UNSTATS
Link to UN metadata

Metadata 8-10-2.pdf
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